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If you're in the market for a home, here's what you can do right now that will help you qualify for the most affordable mortgage.



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getting the best mortgage rate

Just like losing weight, a little discipline will bring rich rewards when you decide to tone up your finances Photo: GETTY This year make it your new year’s resolution to pile on the pounds, rather than shed them. We are talking pounds sterling of
http://search.msn.com:80/news/results.aspx?q=getting+the+best+mortgage+rate

Save £2,500 with our new year cash diet - Daily Telegraph

With interest rates hovering around 5 percent for conforming loan amounts, homeowners should begin to seriously consider refinancing into a new fixed-rate mortgage, especially if they currently have an adjustable-rate mortgage," said Lisa Weaver
http://www.telegraph.co.uk/finance/personalfinance/consumertips/4030859/Save-2500-with-our-new-year-

Don't miss the refinance window - HometownAnnapolis.com

CHICAGO - Lured by low mortgage rates, many homeowners have been rushing to refinance. Interest is gaining for good reason: Eligible borrowers can lock in rates that haven't been this attractive in decades. "With interest rates hovering around 5
http://www.hometownannapolis.com/cgi-bin/readne/2009/01_04-32/BUS

Don't miss the refi window - Bellingham Herald

W ith mortgage rates at historic lows, lots of homeowners are debating whether to refinance their mortgages these days. True, refinancing can get you out of an adjustable-rate mortgage or replace your current fixed-rate loan with a lower-interest one
http://www.bellinghamherald.com/thriftyliving/story/737831.html

Question & Answer on mortgage refinancing - Boston Herald

"The number of deals available for those with a deposit of 25% or more continues to increase as the lenders are looking to cherry pick the best customers, said Michelle Slade of Moneyfacts. "Worries over falling house prices and the potential of
http://www.bostonherald.com/business/real_estate/view.bg?articleid=1142551&srvc=home&positio

Mortgage rationing gets tougher - BBC Business

The mortgage interest rates have gone down again. Does that mean that refinancing is the best thing you can do? It’s a dirty little secret that most of the homeowners who are under water got there through refinancing, not by borrowing for their
http://news.bbc.co.uk/2/hi/business/7811357.stm

The rush to refinance - Boston Globe

Democrats are clear about this much: They believe the banks and the Bush administration have done too little to halt home foreclosures and they intend to do more. The source of the funds is clear too. House Financial Services Chairman Barney Frank, D
http://www.boston.com/realestate/news/blogs/renow/2009/01/the_rush_to_ref.html?p1=Well_MostPop_Email

Should Uncle Sam Seize Mortgage Securities? - Forbes

This sounds is a very positively spun report. The problem is they fail to mention that over 82% of the applications are for refinancing and not new mortgages. Not going to do much to kick off another boom if people still aren't buying. It also fails
http://www.forbes.com/business/2008/12/30/mortgages-foreclosures-tarp-biz-wash-cz_do_1231beltway.htm

Mortgage applications nationwide reach 5-year high - ksl.com

With all the doom and gloom over housing, you might be surprised to know that this is a fantastic time to get a mortgage. Not if you have poor credit, to be sure. But you can get a great deal on a 30-year, fixed-rate, conforming loan these days if
http://www.ksl.com/?nid=148&sid=5238238&comments=true

Mortgages: What You Need to Know in 2009 - Yahoo News

Plummeting mortgage interest rates combined with declining home prices are boosting sales, Stockton real estate brokers report. Mortgage rates have fallen to the lowest level since federal mortgage giant Freddie Mac began tracking numbers in 1971
http://news.yahoo.com/s/bw/20081231/bs_bw/dec2008bw20081230361031

Dropping prices, rates boost Stockton home sales - Record


http://www.recordnet.com/apps/pbcs.dll/article?AID=/20090102/A_BIZ/901020306


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